Jun 23, 2009
Bottom feeders - they evidently buy very old and outdated paper that has expired under the statute of limitations for pennies on the dollar. Told the lady that it has been 8 years, save us both some trouble and stop calling. She said that the fact that it has been 8 years may mean they can't force me to pay them but I still owe it.
I said "Well, tell ya what - it will never be paid but if you want to sit here and lecture me instead of calling someone who might pay you then that's your call, I have allllllll day". She said 'pay your bills and have a nice day' then hung up. If it is very old and off your credit there is no reason to pay this firm - the original creditor wrote it off long ago, you owe this firm NOTHING, they never leant you anything. They have no documentation either - asked them to send me the documentation and she said 'you know you owe it'. Yeah, well, I also know that it fell off my credit two years ago and you are wasting both of our time dear....