8:38 AM no message.  Return call says "Client Services" they are a "Call answering center located outside of Chicago" and have no way of determining what company called me and do way of knowing who to put me in touch with "If it was important I am sure they will call back, Good-bye." CLICK

Said I had an outstanding payday loan. Said I was going to jail.

Very, very rude. Asks for the owner by name and then hangs up on my when I attempt to screen his call.

Called saying he was a lawyer. Left reference number. Does not seem legit at all.

This toolkit called my grandma's cell in ND multiple times telling her he needed to get a hold of some woman (not my grandma) who was in big trouble for something. Made threats about jail time, talked about fines, etc. Wouldn't let my grandma get a word in edgewise, so she hangs up. Sounds like the guy's just trying to keep her on the phone as long as he can. He calls about 3x/week.
Not okay.