These statements are all too familiar. I just received the exact same call regarding the exact same scenario pertaining to a returned item from my bank back in 2002. I did however have a check from back then although it must just take these people a couple of strokes on a keyboard to access these things. The lady's name, supposedly who I had talked with was Julie Walker. It was the exact same phone number as well. I actually gave a lady my debit card number and made a payment arrangement with her although after spotting everyone's comments on this web site I called my bank and cancelled out my card. A person try's to do the right thing and pay off an old debt and it turns out to be a grip of people trying to steal from us. Right before Christmas too no less. These people are sick.