Mar 1, 2009
I recieved one of these calls yesterday from a guy with a very thick accent. He sounded like he was from the middle east. Anyway, he said he was Officer Patrick Wilson with the Untied States Legal Investigation Department. He said he was in the process of filing criminal charges against me for a payday loan that I defaulted on. He wouldn't tell me what that name of the PDL company was. I found this odd because I've never had a PDL, but this guy had my SSN, bank account info, empolyer's adress and phone number. He said I needed to pay $976 today or I will be arrested. Said I was being charged with internet bank fraud, and theft by deception. And it would cost me "thousands and thousands" of dollars to get out. He said we could settle out of court if I paid today. He wanted my credit card number. I told him I don't have a credit or debit card and said I hould go to Walmart and buy a pre-paid debit card and call him back with the number. I asked him to first mail me proof of this debt. He got very angry and said to forget settling out of court and that he will proceed with the charges and tha arrest. I asked him for his badge number, then he called me a "piece of s**t" then hung up.