Glad to hear you put in their faces.  Here are a couple more news and government links warning consumers about this scam:

WTAE TV4, Pittsburgh:  http://www.thepittsburghchannel.com/call4action/17285785/detail.html
Florida Commissioner of Consumer Services:  http://www.800helpfla.com/newsletter/2008/092008.html

I keep getting theses call 7 to 8 times a day and I am so tired of it hes name was Eric Matthews this time he say I owed 4850.00 that I took a loan out from federal banking I have never hear of them when I as when I ask for how much he answer was dose it really matter they are rude I wounder if their family knows what kind of lairs and thief they are If you get calls from these numbers please don't answer is is the lairs 818-451-4687 and 1-028-551-013 missing one number because it cant be traced according to the phone company please check out these numbers and it will help.

But how much longer do we have to take this I have to change my phone number and my bank account and I am so tired of havening to change my life because of these jerk,and can any think be done about this? Thank you

I called the police to fill out a complaint and it did not do me any good I don't know how we can stop them,I just know I am going to start fighting back and I hope they read this because they can kiss mt grits I am not changing nothing else in my life because of theses jerks.and yes if it was me the police would be here fast.

The same thing happened to me today from a heavy indian speaking man that identified himself as Mike Anderson. He told me that some payday company is charging me with 3 felony counts of fraud. I was driving and almost began hyperventilating, it was horrible. My heart was beating so fast. I asked him what the name of the payday company was, and he said that they don't want to talk to me. I contacted several companies and they told me that not to speak to them because its a fraud. I was scared sh*tless. I am so happy that I found this website...;0)

Alina