Sep 7, 2014
Total scam. Typical too. They are just trying to scare you. Fraud charges would be filed by the District Attorney, if there were any. Debt collectors have no influence on the criminal justice system and have no powers of arrest or persecution. This is typical of the kitchen table debt collectors. Small town run-down New York debt scammers.
Somehow a civil debt is magically transformed into a criminal charge. Absolute clap--trap. Best bet is to ignore their calls. Block them. Don't give them any information.
Fraudulent or Zombie Debt Collectors—Things to Know
If you have received a call stating:
1. You have defrauded a financial institution
2. You owe an unpaid payday loan
3. You have a warrant due to an unpaid loan
5. You will receive a court summons
6. Authorities are coming to arrest you
7. Anything similar to above,
a. Do not give them any information or verify any information for them
b. Tell them you know they are a scam operating illegally and that you are filing a complaint with the appropriate authorities
* File a complaint with the FBI on their Internet Crime webpage http://www.ic3.gov/default.aspx
* File a complaint with the Attorney General for the state you live in
The more information and complaints there are, the better the chance of getting these criminals to stop (or at least reduce the frequency). [abstracted from another site]
They continue to bother you, tell them you are going to the police to make a complaint of extortion.