Credit card interest rate scam.

This is a scam. Instead of simply hanging up on them... in which case, they'll keep on calling others including maybe even your friends and neighbors, you should join with me and keep them on the phone AS LONG AS POSSIBLE. Yes, this might be a waste of your time. Or think of it like meditation or therapy.

The more of us who talk to them and waste their time, the more of their own time is wasted. Even better, by submitting a credit card number. Obviously, do NOT give them any personal information. Instead, generate fake info via this website:

http://www.getcreditcardnumbers.com/

Hope this helps.

"Barbara from Account Services" robo-call scam.

712-455-8402 I am on a Federal no call list-what is wrong here

Waste as much of their time as possible.  I view it as a public service.   I commute and I have the time.