It's a legitimate call.  I filled out an online re-fi inquiry and they are just following up.  it's citi mortg and I am not behind on any of my mortgages.

He is correct.  It is from Citi Mortgage.  They do not solicite.  Your phone number must have been given to them.

Do they call anyone else at 7:00 a.m.?  Or am I the only one they do that to?  Incidentally, I bought my house, lost my job, pre-modification was put into place over a year ago and they still have not put a permanent modification into place.  I have been paying religiously and all of a sudden my mortgage payments are no good and they're starting to return my checks.  I guess it's yet another game they are playing to foreclosure on more people.  Citi, as the servicer, makes more money forclosing on people....however, the investors who own our loans don't.  So, it's all about Citi after our tax dollars bailed them out.  Banks are such scumbags.

Really are they so Terrible? or did you just not pay your mortgage, they took the house because you are an irresponsible homeowner...or should i say ex-homeowner, stop blaming your faults on the world, it's all your fault never forget that. be a man and take responsibility for your mistakes.

I just got a call from this number on my 800 number. It was fax spam, but since I am not hooked up to a fax machine, I have no idea what they were trying to send and who they thought they were sending it to. I blocked it so I won't have to pay for the call.