I just had to called the number that I found online to call my phone and it is effective.  However, why would they call me back for? I hope they don't start bugging me now though, dang it!

It is a website out of what looks to be Massachusetts.  If you cannot find your phone, you just put in your number online and it will ring your phone for free for you. They called me back afterwards though. I had a feeling that would happen.  I just hope that they don't continuously call me for ringing my phone for me now. It's suppose to be free and it's fast too. However its also completely worth it if you lose your phone in your home/car and cannot find it anywhere. You have to be in desperation mode like I was though. I normally do not use stuff like that because there is normally some type of catch to it... Like calling me back right afterwards. I guess as long as they don't continue to do so then it's worth it. It was in my car. I thought that I may have left it at work.

Perfect! You explained it better than I did. I only used the number once and found my phone immediately. I have no idea what I would have done.

Tells me there is no problem withy credit card, but they want to talk to me about ways to reduce the finance fee. Inpay off my credit card monthly. So I don't understand.

I use this service to make sure that my cell rings because there's been a few times when I got a call and it didn't ring.  I've never gotten any obtrusive calls from them.  Very handy and free.