They just called me left no message.  I went straight to the computer. I love having sites like these available to help figure out who the heck is calling.

Same company: "Credit Services" called but I did not answer.  I would never give anyone anything over the phone.  If I really wanted my interest rates lowered, I'd call the card issuer directly.  Believe me -- THEY aren't going to call YOU to lower your interest rate....why would they want to do that?  :)

the caller ID said WAMU (Wash Mutual Bank) but it was a scam for a charitable donation,

Recording of "Heather, from Account Services" offering to lower my interest rate to 6%. This is lower than my federally subsidized student loan. No credit card company would offer such a low interest rate. Definitely a scam.

I got this call today and did not answer. If you have Selective Call Forwarding, enter this number as the number to forward nuisance calls to, and also forward their calls back to them. If you have a cordless phone that let's you select a different ring tone for different numbers, program this number into the phone (perhaps under A--), and select the ugliest ring tone on the phone. This way, when you hear that ugly ring, you know not to bother to even LOOK at your call ID!