These people called my granddaughter, telling them that I was in legal trouble. I called them and talked to a "Mr. Gilchrist".  He said that I had 1 hour to resolve this or the lawyer would file papers.  I told him that I would call him back.  I did, but with MY lawyer on the line.  She began to ask him questions and he became irritated.  She asked him to fax the debt information on their letterhead so that we could verify the debt.  He said "our fax is not working".  She asked for his first name and he said "my first name is of no consequence". He said that he would tell the "lawyer" that I refused to pay and my lawyer asked to speak to him.  Then he hung up.  These people are trying to scam people out of money!  Do not pay them!  I googled them and got this page.