Its a SCAM! Just ignore them like all the other fools that phone.

A call from "Sara's Art Gallery" regarding my account, and being elgible for a lower interest rate....I hung up immediately

I got a call from this number - didn't recognize the number and it came up on caller id as UNKNOWN NAME. They left some message about lowering my interest rate. I had heard of these scam calls, so just let them leave their message, then deleted it.

I wish they'd add SCAM to the list of call types below.

Got a call from the above number and by the time I was able to get to the phone (I can not walk very fast, do to my service-connected disability) they hung up. Left no message,  I did not recognize the caller's name or number, and I'm on the Federal 'DO NOT CALL LIST' (which seems to be a joke because all the scammers know how to get around it.)

I recieved a call from this number asking me to press one if I wanted to lower my credit card rates.  So, I did, and I got a young lady who hung up on me when I asked her for her name and the name of her firm.  I filed a complaint with www.donotcall.gov.  The whole business sounds like a phishing scam.