Is very phishy. "We are calling on behalf of your Visa, or Mastercard. Do you have a Visa or Mastercard, ma'am?"

"Who doesn't? What account have you got on your screen."

"What is your name, ma'am."

"You called me, and you know I have a card, so you tell me, who are you calling for?"

Then the phisher hung up on me.

called @4:22pm let phone ring and ring they let my phone ring until it stop must be automated annoying.

asked if wanted crdt card - hung up

The beginning of the message was cut off.  It started "regarding your accounts, you may be eligble for a lower interest rate, but hurry the deadline has almost expired".  They did not leave a name or number.  I got the tel. # from my caller id on my phone.

Same number here.  Person could not identify specific card account for which they were making a 'lower interest' offer.  Only that they are calling on behalf of Visa/MC cards and did my credit cards total more than $3000?

Telemarketing, phishing .. I thought I was on the 'do not call' list?