I live in Texas and got this call.  He identified himself as Jack Johnson and I was extremely polite to him. I informed him twice I had never heard of the company, Cash700, that he claims I received my loan from.  I asked was it under a different name.  He said it could be under many different loan names. he said I should either pay now, or call a lawyer and go to court. I asked him for his address.  He said, "its your local sherriff's office. I asked him again for the address and he said, "i'll tell you what, we'll get the cops to knock on your door!".  Next I decided to call my sherriff's office. They immediately verified their address when asked and also told me they would NEVER call and make a threat to arrest me.  They called the whole thing a scam.  They informed me I was welcome to file a police report.