Threatened a lawsuit against me for a payday loan that I don't have. When I asked for the reference number to give to my attorney, I was hung up on.

Same here. This is a new number for me and I received a call threatening me.  I was hung up on twice and "Mark" was very rude and told me I was wasting his time calling him.

I got a call from an agent justin from this number and it was in reference to my obligation which my x husband done by using my information with my permission.I was really not aware about it nor my intention was wrong but instead of any harassing phone calls,i had nice conversation with an agent with this unit and he really helped me out with all and i also got all documents which i already checked with the authorities.

No.  I believe you're another shill.  Not too good either.

Well "Rhonda", it sure is nice that you have all those documents. That means that you'll be able to post all of this outfits credentials. So get on it! Post this outfits legitimate physical address, the names of the people who "helped you, the states they're licensed & bonded to collect in, their business license numbers etc...
You won't post a verifiable thing. We all know why. You should think about furthering your education. Maybe one day you'll be able to get a real job!
Skeff Ett Liv!
Gunnar