Close. "You're a deadbeat."

And if you had ever attended school, you might be literate. When we want your opinion, we'll give it to you. (And we'll tell you how to write it.)

Not everyone who doesn't pay their debts are a dead beat! Do you know everyone's life story or not unlike you obviously people have unforeseen problems that arise and you have to do what you can to take care of your family even if it's letting a payment go. Some people have to decide between paying a bill or putting food on the table for their kids. So next time before you throw the first stone you mihgt want to think about circumstances. Not everyone is born with a GOLD spoon in their mouth!

Hey dick! Just got a letter for the state of NY stating they are not able to locate this company. Goes to prove you and the company are a bunch of dicks, scam artists, or terrorist. Whichever you are trying to collect money for. Give me your real address and I'll show up at your door!

I am dealing with the same issue....FTC cannot find out who or where they are.