So, same thing, ...said hello...and hung up
yet two hours later, funny thing happens at work
Guy i work with gets a  phone call from that exact same number. .....
same thing.
GTFO tele marketers, hackers, and people who love to waste me time.
--thank you.
come again.
*711*---

Definitely a scam.  I just got this one, too.  Didn't answer but they left a voicemail message.  Female voice saying that we spoke last week and she had a better interest rate for my loan....  Really, who falls for this?  I mean, surely people know that they didn't talk with anyone last week, don't they?  It was all a lie, and I resent that it costs me to even listen to the voicemail.

I got a call from this number and answered it.  A guy said hello, and then nothing else.  So I hung up and tried to call back.  I got a disconnected message from the number.

I literally just got the exact same message on my phone thanks for the heads up, you had it word for word!  I have no credit cards with a balance, total scam!

Said that she had called previously and spoke with me about reducing credit card interest rates... I have no credit cards and had no such conversation.