This person called and I wished I hadn't answered. Says his name is Edward Mason. Said he would send me to my local court if I didnt settle on a debt that I've never even had. He strangely new a lot of information about me, including my social security number.

Wish I would have googled this before I gave him my info. He claimed he was collecting a debt. After talking and being put on hold, I told him I was a little fishy, for several reasons, like calling unlisted, & normally you get something in the mail, so he sent me an email, seemed legit. He knew lots, where I lived, that I had a garnishment, last 4 of my ss and that I owed 5/3 bank money. Needless to say I'm canceling my card tomorrow.

Give your state attorney general's office a call too.  Emails are not considered as official notification either.

And you're a shill. Perhaps you'd be willing to pass along WHO you paid a bill to, and who "served you"? Drive through, or restaurant? Imagine what would happen if everyone paid attention to their emails. MJG knows plenty while you know how to offer high praise for crooks and scammers.