Blip message says she is Heather.

If you deny the call, it will phone you five times before it gives up.

Be careful of these calls, do NOT call them back. They will tell you that you owe on a payday loan, when you don't.  They then ask you to verify the last 4 digits of your social, then ask if you want to settle over the phone or have them take you to court.  (Of course they are hoping you will give them credit card info). DON'T!!!  They will even say they are coming by your house to serve papers on such a day and time!  I told them go ahead and I will call the police.  No one ever showed up, of course.  I told the guy over the phone I was reporting him to authorities and that he was a scammer.

THANKS for the warning nott  that I ever answer the phone or return calls.

I don't answer calls ]from numbers I don't recognize but I'm glad I read the previous post