I think Dyck-O'Neal, Inc. is a scam company who attaches itself to mortgages, not in a big way, but in a small way compared to the actual mortgage.  It's not about a large amount of money to where you'll hire and afford legal help to defend yourself, but you can't be sure you don't owe them in some small way, so a few idots will pay them, just to get them off their backs.  Someone out there had better stop these thieves!

received call from 972-661-3744 at 1:25pm today, 6/14/2011.  caller id states shannon emery.  we know of no one named shannon emery and/or anyone from the 972 area code.... we did not answer.

I've gotten 16 calls in the past two months - not one voice mail was left. I have no idea who they are or why they are calling. We aren't late on our mortage and it's not even with them. I've tried calling the number back to get them to stop and I end up in a automated circle from hell.... never actually talking to anyone, even pressing 0.

A debt collector that will disguise their number as a personal caller.  Latest call showed up as Shannon Emory ( a fake name).

This person called me beofre 7:30 am to ask if I knew someone with the same last name as mine.