sent it to voicemail and will block now that all of you wonderful reporters have given me the information that is important.  thank you!  i do try to report these,but i really get very few calls from anyone.  definitely a scam because they left a voicemail offering a loan...NO WAY.  thank you all again.

keeps calling, and very early in the morning, i'm in hawaii time that's why, how do you stop them from calling?

thankful very much

Consider getting a call blocking device or phone.. You can google them and many are around $40.00 or so. If its a cell phone, some already have call blocking, if not, there are free apps on the web that will work for some. You can google this. If you have a smart phone, there is a free app called call control. Iphones appear to have apps also. Another one is called Mr. Number. For tracfone & straight talk:

https://play.google.com/store/apps/details?id ... .tracfone&hl=en
http://extras.straighttalk.com/en
http://www.youmail.com/home/carriers/straight-talk/block-number
https://www.straighttalkwirelessforum.com/viewtopic.php?f=6803&t=55006

For text messages: forwarding any text message spam you get to the short code  “7726,” which spells “spam” on most phones, to alert your network operator to the abuse. ATT won't accept 7726 But they will accept BLOCK and return a message that the web site is blocked. forward the texts to 7726 or BLOCK, depending on your phone carrier.

Report your callers here, not just to the DNC alone:

http://800notes.com/forum/ta-d20d86fdc3e145c/reporting-international-scams
https://www.econsumer.gov/#crnt
To file complaints on Foreign company's:
eConsumer.gov: Report Your Complaint
E-mail: econsumerwb@ftc.gov

https://www.ftccomplaintassistant.gov/#&panel1-1
https://consumercomplaints.fcc.gov/hc/en-us
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2

By State DNC lists:
http://800notes.com/res/DoNotCall.aspx

FCC Abandoned Calls Complaint form:
http://www.fcc.gov/cgb/consumerfacts/1088D-R.pdf
email:  fccinfo@fcc.gov

*******Pay Day Loan Scam*******
Caller wants my banking information to deposit $1,500.00 USD in my account. Caller says I recently applied for a Pay Day Loan. I never have and never will apply for such a loan from these sharks.