Harbor Front Acquisitions LLC, is a debt collector for payday loans. They brought the loan. They left a message saying that they were going to serve papers and if I called them back they would stop the process. I spoke to them as per my rights I asked them to provide in writing the name of the original creditor and the debt validation letter. I provided them with a email so we'll see if they follow through. But you also need the following things that they are not allowed to do:
What a debt collector CANNOT do:
•    Use deceptive practices. For example, threaten you with arrest or  trick you into paying for collection calls.
•    Use obscene language.
•    Call you at work after you tell them that your boss does not approve these calls.
•    Deny you the right to receive a written notice (within five days after your first phone conversation) that would tell you how much you owe and the name of the creditor that says you owe the money. If you do not receive the notice within five days, call the collection agency and ask for its address and fax number. Then, send a letter to the collector noting its failure to send you the required notice. As a minimum, make a note in your file.
•    Refuse to give its name and the name of the collection company when asked.
•    Put a debt on your credit report if you file a dispute. It must validate the debt by obtaining a verification of the debt or a copy of a judgment from the creditor before continuing their collection efforts. The results of the investigation must be mailed to you