Recording telling us we are in danger of losing lower interest rates and need to act now.  Have waited and talked to these people, asking them to stop calling.  One number stops, but two others start.  They must have a plethora of available numbers for them to use.  They offer opportunity to have your name removed from their lists, but I think all that does is verify they are calling a inservice number.  On one occasion, I asked if they could offer an interest rate lower than "0".  Person told me to go "F***" myself!!!!  Real mature.......