don't listen to this POS, he is a worthless peice of [***], that cant find a REAL job that he has to go around scaming people to make a shity living for himself, so he preys on people willing to give in to his demands of saying you have a claim or owe money and he wil try anything to make you believe, read off personal info, is very vague about info from his company. just [***] with this guy, it will make your day. if anything tell him your gonna rape his dad in front of his mom, if he doesnt stop calling you. i have never had a debt collector be so aggressive, calling repeatedly back to back and then calling my work. i have a perfect credit and nothing on my credit report. plus there are other people complaining about this same # calling other people, just research yourself. dont fall for this scam, this guy will burn in hell for all the scams him and his team have done, when karma catches up to this POS.