Just got off the phone with "David Joseph", I just wanted to waste his time, he said I have a VISA, I dont, I have a MC though, he said, that's the one.  asked for the expiration date, I then told him, I just dont feel like wasting so much time, and that he is a scam artist, and I hope he will one day feel bad for it.  He then asked what I make a week, said he makes $50k a week scamming people.  He tried to say it wasnt a scam after saying he scams people.  I asked, how would you feel if it was your grandmother getting scammed out of her retirement money?  his grandmother had passed, so his mother then?  Just ridiculous.  (Oh, and the name, I asked for his birth given name, since he had a VERY heavy middle eastern accent, he said it is David Joseph, and I said, so Joseph is your last name?  He said yes, his father's name was Joseph, so that is why is last name is Joseph.
Just exhausting.

You are correct, scammer

Just got a call from this number to lower my credit card rate or whatever scam. It only gave me an option to press 9 to talk with a representative, so I did. He actually spoke English & the only thing I let him say was "you're interested in lowering your credit card rate?" I told him the only thing I was interested in was having them not call m anymore. I  & take my f*%#ing number off their list. I tried calling back & the first time I got a message saying the call could not be completed as dialed.  The next time just fast busy signal.

-- rang and rang...didn't bother to answer...ugh, how they can persist?!  scammers/scummers

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