ec,
I can't thank you enough.  I am going to follow your instructions right to the letter.  I will keep all informed of the progress I'm sure I will make.  Thanks again

Amy Johnson is the one who calls me all the time, several times a day while I am at work. She told me that I was a sorry and irresponsible person for not paying my bills. She said she did not care if I got fired from my job that I am not paying my credit card bill when I have a job so what does it matter. She even harrasses the secretaries that answer the phones at my job, tells them that if they cant tell her what time to get in contact with me that they dont need to answer the phone. I tried to explain my status and how I got behind, told me that I wasnt anything but a liar, even said that she would call my daycare to see what time I pick my child up to verify that I am working when I dont answer her calls. I have no intention on talking to anyone who downgrades me like this woman did, if you are attempting to collect a debt this is the wrong way to go, telling people how sorry they are, that will not get you anywhere, especially not with me.

I have been called several times over the last few months. After I submitted in writing to not call me at work and to submit me paper documents They still didnt and continued to call me at work when I also told them verbally to not call me at work they did 3 times in a 2 and half week period. I reported Viking Collection Services to the FTC we shall see if anything gets done with them or not. I found it funny there where 3 people from that company that had my file it went from Chris Bacon who called me during a funeral, Estella his supervisor who called me at work and told me to do a homework assignment and call them back, and Her supervisor who wouldnt listen to quit calling me at work.

this phone number 952-944-7575 calls our home phone and lies, says is "sergio there?" i said theres no sergio here this is my "last name" resident and now starts yelling well sergio called from this phone, and i politely said you got the wrong phone number only "my last name" resident live here. Then says wheres the owner? (my father) starts swearing and says this is very important that his jobs on the line.

I say to myself
If so whos Sergio? Why swear at me when i speifily politly said wrong resident, and he stills try to get me to give him information. starts saying im stupid beause i dont know the owners cell phone. Why dont he try not unboking his caller ID

someone needs to deal with them.

This company consists of moral less twits who harrass you to no end.  They need to realize that there are more important things in life than trying to settle a debt especially in an economy like this where no work is to be found.  I'm gonna feed my kids before I pay you.  Do you think I really like having my credit score tarnished?  Do you think I'm sitting here on my couch everyday thinking to myself how it's so great to have crappy credit while I keep all the money that I have to myself?  NO!  If I had the money, I would pay you.  It's like a predatory collection agency.  These people must have crappy lives or are going to.  What you put out into the world comes back to you.  I don't wish it upon these people, but one day when they default on a loan, they'll get theirs and I hope they realize what they put others through.  If people want their money back, they need to be polite and try to work out a payment plan that fits the person's income.  I tried doing $200/month to pay you back, but you said no so you won't get a dime from me.  And what's up with people who don't leave thorough messages?  They need to learn proper phone etiquette.  Leave your name, number, and a message as to why you called or I'm not calling you back!