I just block the number.

This is a high tech scam artist they call themselves financial recovery they get your name address and phone number from credit card companies and other finance companies they then try to claim you owe them IT IS A LIE !  YOU DO NOT OWE THEM ANYTHING ! NOBODY DOES !  A debt is between two parties ,,,,,,
#1 the debtor
#2 the creditor
THATS IT !  Never in the history in the united states of america had a single debt ever been sold bought traded or otherwise changed from its original two parties THESE PEOPLE ARE LIARS !

Below I checked debt collector because they dont have SCAMMER LISTED , they are not debt collectors they are scam artists with money !

They read these posts also ,,, I would like to give them a shoot out HOW IS THIS FOR A RECORDED LINE YOU  [***] !

"Never in the history in the united states of america had a single debt ever been sold bought traded or otherwise changed from its original two parties "  Actually debt is bought and has been for years.  You should actually try reading and comprehending the contract you sign for those loans and credit cards.  If you don't pay your bill, then they are entitled to collect the money and to hire a DC to do it.  I don't know where you are getting that legal advice but I sure hope you didn't pay for it.

Try reading up on the law before making a post like that in the future.

Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://800notes.com/faq/attorney-general

Oh and by the way United States of America is capitalized.  You should have more respect for your country.

Big A YOU ARE WRONG ! AND YOU ARE SO WRONG YOU ARE MISLEADING FOLKS SO MAKES ME WONDER WHO'S SIDE YOU ARE ON ?

ANYBODY READING THIS DISREGARD THE POST BY BIG A
LIKE I SAID ABOVE IT IS NOT POSSIBLE TO BUY OR SELL A DEBT SO IF A COMPANY CLAIMS THEY BOUGHT A DEBT AND YOU NOW OWE THEM ,,,,,,, YOU DONT !

One other trick they use is they will claim they are working for a legit company like visa or master card but THEY ARE WORKING FOR THEMSELVES

Big A your post makes me happy , it means I STRUCK A NERVE ! WHICH IS WHAT I WANTED TO DO HAPPY COLLECTING !