Best report
ϟ
Oct 21, 2010
This is a collection agency for Chase Bank and other creditors. They are NOT a law firm and have no authority to do anything other than to attempt to collect a debt.
They can now "sue" you. Depending on which company they are calling for they will leave a different name. For example, when they call for Chase they will leave the name "John Marks" so that when you return their call they know you owe Chase Bank.
The best way to deal with them is to immediately tell them they have the wrong number and hang up. Don't answer any questions, don't act like you know who they are calling for, etc.
When they ask for "John Doe" simply say you have the wrong number and hang up. They won't call back as this is harassment and they do not want to be sued.
They can now "sue" you. Depending on which company they are calling for they will leave a different name. For example, when they call for Chase they will leave the name "John Marks" so that when you return their call they know you owe Chase Bank.
The best way to deal with them is to immediately tell them they have the wrong number and hang up. Don't answer any questions, don't act like you know who they are calling for, etc.
When they ask for "John Doe" simply say you have the wrong number and hang up. They won't call back as this is harassment and they do not want to be sued.