Feb 9, 2012
Recieved a call from these people threatening to prosecute me criminally for a debt that they refused to verify in writing. This is an illegal practice! These people are frauds and if they call you please report them to the Federal Trade Commission at: https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?lang=en
A collection agency cannot threaten you with criminal prosicution OR tell you that you are a "defendant" in a lawsuit that doesn't exist (and if they are still trying to collect, it doesn't). These people are also verbally abusive which is illegal. Don't let them scare you. They want your money & don't care what they have to do to get it (including scaring you to death) If they call tell them that you won't take any action on the debt until they supply you with proof of the debt in writing. If they get verbally abusive tell them that you, again, expect proof of the debt in writing and are going to file a report them to the FTC. Try to document the phone call as best you can so you can give the FTC an accurate account of what threats they made during the phone call.