I answered the phone and said hello. The caller asked for me by my last name. I said, "May I ask who is calling?" He said, "Well you can. Actually, no, you can't. I called last night and your husband was real nice and you're not so you can (then began yelling) go to [***] hell." Then he hung up. My daughter could hear his offensive words from across the room. I do not have a husband, but the man who was watching my daughter the previous evening said he answered a phone call from a man asking about whether or not I wanted to refinance with an FHA loan. The person at my house said I was not there and to call back the next day. Same caller?????

Caller tonight said he'd called me in 2015 regarding my second mortgage (1st flag). Also mentioned he was with a new company now, though he did not give me the new company name (2nd flag). Instead, he quickly changed script and tried to rush me into allowing him to send me an email regarding consolidating my mortgages (3rd flag). I told him I wasn't interested to which he replied, "You're a f***ing idiot!", and promptly hung up.