Indian accented male at "US Financial" selling mortgage re-fis allegedly from Newport Beach, CA.

Same here US Financial

Same thing as the original poster.  Knew my full name.

The caller identified himself as Simon, from US Financial. He asked me if I was [my name]. When I wouldn't tell him if I was paying over 4% interest on my mortgage, he hung up on me. The number he called is in the National Do Not Call Registry.

I called back, but got a generic voice mail message. The recording stated, "please leave a message for [silence]." No name identified.