I did called it back automated answer "this is Janet you recently inquired about lowering you student loan" whatever I keep getting these from different #'s!!! Got on some list somewhere never have I inquired STOP CALLING!!!!

Calls and doesn't say anything when I answer

Consider getting a call blocking device or phone.. You can google them and many are around $50.00 or so.If its a cell phone, some already have call blocking, if not, there are free apps on the web that will work for some. You can google this. If you have a smart phone, there is a free app called call control. Iphones appear to have apps also. Another one is called Mr. Number.

Report your callers here, not just to the DNC alone:

https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2

By State DNC lists:
http://800notes.com/res/DoNotCall.aspx

FCC Abandoned Calls Complaint form:
http://www.fcc.gov/cgb/consumerfacts/1088D-R.pdf
email:  fccinfo@fcc.gov

STUDEN LOAN related, consolidation or marketing company that looks around for different options for you but provides no "real help". You can find all the information they find for you on your own, but companies like this charge you for it. I flag them as SPAM telemarketers and block their call attempts.

Repeat offender soliciting Student Loan reduction. After a few questions I told them I already enrolled in a different SL plan (he kept soliciting), so I asked, "Can you get my payments lower than $50 (which is what I currently have)?" He hung up on me!  I knew that question would end the conversation. Now I need to end the phone calls from this bogus company.