Jan 22, 2015
I just got a call from this same number. Definitely a scam. A guy with what sounded like a south Asian accent asked me if I wanted to lower my credit card interest rate to 6.9%. Well, of COURSE I do. I asked which credit card he was calling about. Apparently he represents a smorgasbord of banks, including Capital One, Bank of America, HSBC, Discover, and others. What a coincidence that I HAPPEN to have one of those very cards.
He then proceeded to ask me to give him the expiration date and the last 12 digits of my card number. If the red flags were already up, that took the cake. The first 4 digits are the bank number and are easily extrapolated by a good scammer.
Anyway, I told him "Thanks, but no thanks" and hung up on him.
BEWARE!