+1 918-442-0342
We have got 24 reports against 9184420342
The majority indicated that it is a Other
Who called 9184420342
Location: Oklahoma
Operator: Билайн
Views: 11
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Oct 15, 2010
Just got a call from them...well, MANY calls.
They robo called my house for a long time and the message went something like this.
"We are calling for (literally like 2 seconds of nothing) regarding an urgent matter.  If you are (another 2 seconds of silence) please press 1 now."  Really professional there.  I was in a bad mood today so I pressed 1.  Turns out they wanted my wife.  Here is how it went -
"Hi, you guys keep calling my house.  What is this regarding?"
Rep (who BTW could barely string words together...she kept using wrong tenses and things like that.  VERY UNPROFESSIONAL SOUNDING!) - "Are you Jo?"
"No, I am her husband.  What do you want?"
"Can I talks (yes, she said talks) to Jo please?"
"She isn't here.  Can you tell me what your company does?"
"We are an online company."
"What does that mean?"
"We are an online company."
"All companies are online now.  That makes no sense.  What do you DO?"
"We are a payday loan company."
"Well, we don't do those.  Please don't call again."
"Can I speak to Jo please?"
"No, she isn't here and we don't do payday loans, please stop soliciting us."
(here she got REALLY mad for some reason)
"I ain't soliciting!  May I speak to Jo please?"
"Well, I know that she hasn't taken out any loans, so you must be trying to sell one.  Please stop calling."
"I's collecting on her loan SIR!"
"She hasn't taken one out ever, so you must be mistaken." (this is a fact as my wife makes REALLY good money AND has the fortune to get paid weekly, so we tend to have a nice stable flow of money coming in.  We are VERY lucky in this regard).
"Sir I can't discuss this with you."
"If you can't discuss it with me, then why are you calling MY phone?" (we have individual phones like many people now)
"Sir, this is urgent."
"Sales aren't urgent. Especially when you don't want to buy anything.  Please don't call here again."
"I has to collect a debt sir."

By now I am REALLY mad and decide to see what she will do when confronted by cold facts.

"We don't have a debt with you.  And companies like yours which prey upon the ignorant often lie about who owes them money and then shake them down.  If my wife owes you any money, you will have no problem sending us all records of the debt, including all transfers and sales of that debt.  You have our address.  Please stop calling, and send us proof of the debt."
"I don't has to do nuthin!" (seriously her grammar was HIDEOUS) "Your wife owes us monies."
"Then you will have no problem proving it."
"Would I be callin you if she didn't owes us monies?"
"Yes.  Because your industry is full of crooks and thieves."
"WHATCHOO CALL ME?"
"Thief."
*click*

Was it something I said?

Anyway, ALWAYS ASK FOR PROOF IN WRITING!  It really shakes out the thieves from the legit callers.
Debt collector
Recent comments:
1
Sep 2, 2010
I would like to know who this is too. They keep calling me and the caller ID comes up as AML REC
Other
2
Sep 22, 2010
They keep calling me, but I do not have a payday loan out. I wish they would leave a message as to who they are calling for.
Other
3
Oct 3, 2010
It could be that someone else has used your name and number. Sadly, this happens.

I had my computer hacked into last year and they stole a lot of personal information.
Other
4
Oct 15, 2010
Just got a call from them...well, MANY calls.
They robo called my house for a long time and the message went something like this.
"We are calling for (literally like 2 seconds of nothing) regarding an urgent matter.  If you are (another 2 seconds of silence) please press 1 now."  Really professional there.  I was in a bad mood today so I pressed 1.  Turns out they wanted my wife.  Here is how it went -
"Hi, you guys keep calling my house.  What is this regarding?"
Rep (who BTW could barely string words together...she kept using wrong tenses and things like that.  VERY UNPROFESSIONAL SOUNDING!) - "Are you Jo?"
"No, I am her husband.  What do you want?"
"Can I talks (yes, she said talks) to Jo please?"
"She isn't here.  Can you tell me what your company does?"
"We are an online company."
"What does that mean?"
"We are an online company."
"All companies are online now.  That makes no sense.  What do you DO?"
"We are a payday loan company."
"Well, we don't do those.  Please don't call again."
"Can I speak to Jo please?"
"No, she isn't here and we don't do payday loans, please stop soliciting us."
(here she got REALLY mad for some reason)
"I ain't soliciting!  May I speak to Jo please?"
"Well, I know that she hasn't taken out any loans, so you must be trying to sell one.  Please stop calling."
"I's collecting on her loan SIR!"
"She hasn't taken one out ever, so you must be mistaken." (this is a fact as my wife makes REALLY good money AND has the fortune to get paid weekly, so we tend to have a nice stable flow of money coming in.  We are VERY lucky in this regard).
"Sir I can't discuss this with you."
"If you can't discuss it with me, then why are you calling MY phone?" (we have individual phones like many people now)
"Sir, this is urgent."
"Sales aren't urgent. Especially when you don't want to buy anything.  Please don't call here again."
"I has to collect a debt sir."

By now I am REALLY mad and decide to see what she will do when confronted by cold facts.

"We don't have a debt with you.  And companies like yours which prey upon the ignorant often lie about who owes them money and then shake them down.  If my wife owes you any money, you will have no problem sending us all records of the debt, including all transfers and sales of that debt.  You have our address.  Please stop calling, and send us proof of the debt."
"I don't has to do nuthin!" (seriously her grammar was HIDEOUS) "Your wife owes us monies."
"Then you will have no problem proving it."
"Would I be callin you if she didn't owes us monies?"
"Yes.  Because your industry is full of crooks and thieves."
"WHATCHOO CALL ME?"
"Thief."
*click*

Was it something I said?

Anyway, ALWAYS ASK FOR PROOF IN WRITING!  It really shakes out the thieves from the legit callers.
Debt collector
5
Oct 16, 2010
UPDATE - They called my wife was home and talked to her.
First suspicious thing they did was refuse to provide info.  They would say things like, "What address on XXXXXXX street are you on?"  When my wife said, "If you tell me what address you have I can confirm it, but I am not giving you my address," they just asked another vague question.  They also asked for her social which if this was legit they would know.  Also, reading what this company has done, I had warned my wife to give ZERO info, just confirm info.  
Anyway, my wife, who has a better memory than me, remembered that she had to close out a bank account about 2 1/2 years ago due to fraud and that it was a payday loan company that was involved in it (the person with her account info used it to secure a loan).  So she asked what the date was on when this loan was taken out.
Lee, the name of the woman on the phone, refused to give a date.  
She then kept badgering my wife and gave her a story that if she just paid up, my wife could then go to the cops and get the money back (false).
My wife refused and asked them to send, in writing all the info they had on the loan.
She was told that they don't send ANYTHING out by mail.  Great, no paper trail.
Then, Lee said that they (the payday loan company) were going to trace the ip address on the loan and that it was obvious my wife was lying and that we could expect the police to arrive if we didn't pay up.
But of course just one small payment could make this go away.
Threats.  Nice.

My wife hung up then.

It should be noted that if you DO pay them they can then turn around and claim that you legally took responsibility for the loan.
Debt collector
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