Dec 31, 2015
ID themselves as "ACT". I asked 'em if they were debt collectors (which they are) and the guy I talked to denied it. Said they were an "outsourcing litigation company" (which is scammer double-talk for debt collector). They are debt collectors, no doubt.
This is a scam technique (calling you about non-existent documents hey are going to deliver) to scare you into calling them back so they can scare money out of you even more.
No legitimate process server calls you up in advance and tells you they are coming by. Ignore these people and do NOT call them back. Block their calls.
Not certain what "ACT" stands for. It might stand for anything.
Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.
If a voice on the telephone claims you owe a debt:
1. Demand the person give you his or her name, company name, and address
2. Demand a debt validation letter by US mail. E-mail no good.
3. Do not pay the collection agent or anyone else a dime until the debt is validated
Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.
If they are bothering you, report them:
http://www.consumer.ftc.gov/articles/0149-debt-collection
Also contact your local attorney general