This scammer calls numbers on the national do not call registry in violation of the Telephone Consumer Protection Act. They further violate the TCPA by failing to have an operator on the line when the call is answered, and still further by playing a recorded message without an operator on the line. They also fail to provide a phone number and a physical address when asked, still further violating the TCPA. Their recording states that the victim has been qualified for 0% interest on all their credit card debt due to their good payment history. This is clearly a scam as this call is not from an actual credit card bank, let alone one the victim has an account with. Do not provide this scammer with any personal or financial information.