Called looking for a Melissa Gibbons

Called three times before I finally decided to answer. When I finally did answer he insisted that I verify my personal information as a way for him to make sure he was in touch with the right person (name, DOB, personal address, etc). When I refused and asked for the nature of the call he became very defensive and more persistent with getting my personal information verified. After a third refusal of information I asked to know the name of the individual and organization calling at which point he raised his voice and said that since I was failing to cooperate I would be receiving a letter to inform me of the "situation" I was in. My advice, don't bother to answer.

SCAM ALERT DO NOT GIVE THIS PERSON YOUR INFORMATION. I have filed a police report and will continue to make this issue know. This person is a scam artist and do not fall for him just because he knows your information!

Its a collection company trying to get there money back. Its S&S Recovery. So just pay your bad debt and they will stop calling

Informational Post:
http://www.bbb.org/memphis/business-reviews/c ... memphis-tn-2740

BBB Accredited Business since 09/01/1986
S & S Recovery, Inc.

Phone: (901) 386-0710
Fax: (901) 386-2904
View Additional Phone Numbers
   (901) 382-3492
   (901) 383-8282
   (901) 386-0756
   (901) 386-0764
   (901) 386-0771
   (901) 386-0817
   (901) 386-3215
   (901) 386-0176
   (901) 291-4379

4210 Altruria Rd Ste 131, Memphis, TN 38135-9242
Send email to S & S Recovery, Inc.www.ssrecoveryinc.com
S & S Recovery, Inc. BBB® Accredited Business Seal
BBB® Accredited A+ Rating

4 complaints closed with BBB in last 3 years | 2 closed in last 12 months
Complaint Type    Total Closed Complaints
Billing / Collection Issues    4
Advertising / Sales Issues    0
Problems with Product / Service    0
Delivery Issues    0
Guarantee / Warranty Issues    0
Total Closed Complaints     4

Additional Information

BBB file opened: 05/06/1985
Business started: 12/01/1984
Contact Information
Principal: Mr. Miles Harper (President)
Ms. Jennifer Sampson (Office Manager)
Mr. E.P. Sisson (President)
Business Category

Collection Agencies
Products & Services

This company offers collection services in the Student Loan Industry.
Hours of Operation
Mon: 08:30 AM to 05:30 AMTue: 08:30 AM to 05:30 AMWed: 08:30 AM to 05:30 AMThu: 08:30 AM to 05:30 AMFri: 08:30 AM to 05:30 AM
Service Area

U.S.A
Alternate Business Names
S & S, Inc.
*********************************
To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
Seek a FDCPA/TCPA Attorney if need be.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
http://www.insideedition.com/investigative/93 ... debt-collectors

Follow the steps in what you need to know here:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection