On the 15th of this month, I got a call from an unknown number. I answered it, and the person on the phone asked me for me by name. I said this is her, and he said the following " Have you ever been convicted of a felony? If so you need to call your probation officer because you are in violation of your probation." I told him I have never been convicted of a felony.  The he proceeds to say well at 345 we are submitting papers to court for a felony: check fraud and theft. He said that I had a Payday loan from LinkCash, and that I never pand it back. He rattled off my old address and my old Bank account information. I was very scared because I did actually have a payday loan with LinkCash, but I had paid it off in Sept of 2005. However I never had one for the second date he gave me which was 2003. He told me they were not interested in my money, but I insisted that I had paid it off. He told me that if we go to court I would owe 8000 dollars, but if I paid it now I would only owe 2200. The two people I spoke to had thick Indian accents. The person that originally called me was Chris Wilson. His number is 901-328-9339. He Put me on hold, and his retrubition officer came on and said that they stopped the papers from going to court since they felt I did not realize I owed this debt. I did pay 725 on the 15th, and they are supposed to be calling back tomorrow for another payment. The retribution officers name was Stuart McGill. His phone number is 901-328-9346. I did ask if they would send me an email showing me my charges, but they would not. The only thing I would get is a letter stating that I paid it in full.
Even though I knew I paid it off I felt helpless beause I could not find my receipt from 3 years ago. So that is why I paid them money. Finding this site has made me feel so much better.
I have been so scared about this incident. On Saturday I found this site. Someone said to contact the local police and file a report along with calling other agencies. Today I went to the police station and the officer would not give me the time of day. Once he heard that I actually had a loan that I paid off in 2005, he said where is my receipt. I told him Western Union is currently looking up that info for me. He would not look at any of this other information form this site talking about how it is a scam. He would not make any type of report for me. I spoke with another officer that took the time to listen to EVERYTHING I had to say and he agreed with me. It is a scam. He even looked at this site.

I received a voice mail that used my correct name and asked me to call back to 901-328-9346.  The voice mail said it was an important legal issue, etc.  Well, I felt it was a scam and ignored it.  The fellow had a terribly thick accent (Indian, I think) and it was very hard to understand him.

Then I got a call from him (it sounded like the same fellow) yesterday, saying that I had an unpaid electronic funds transfer.  However this time, they tried to identify me as a different person (not my name, not my social security number --- they rattled off both) and didn't even repeat my telephone number back.  They said they were going to file a case in my county's court (I asked them "What county is that?" and they couldn't answer!).  This went on for 10 minutes, including a chat with the guy's "supervisor", and time on hold listen to really a cheesy rendition of "Fur Elise". I didn't give out my name or any other information.

Then this morning I got another call: the guy wanted my name, just my first name, and I told him a made-up name --- he said, "Don't lie."  We argued for a minute (me telling him I wasn't going to give out any more information), and then we said goodbye.  I then called back the number above and talked to a fellow telling him the name they recited to me was the wrong name.  He took my name (I gave him my real one, since I realized that I had given my real name on my voice mail) and said they wouldn't call this number any more.  We shall see.  Good to know that this really is a big fraud.

These guy's are busy, I got the same call at work today, and when I called it back after work it was the same thing. I was told I was in violation of my parole because I had committed bank fraud with internet payday lenders. Well, I have NEVER had an internet payday loan and when I told him that, he rattled off 2 companys, and that I had to pay 780.00 today to stop procedings. I refused, then he said someone would be at my place of employment tommorrow to verify my identity. I contacted the 2 companies that he said I had accounts with and told them what was going on and they thanked me. I also went to my local police department and told them what was up. They took the phone number and the guy's name, which I'm sure was bogus. I was then told that if someone actually shows up where I work tommorrow, to immediatly call the police deptartment. When I asked the name of the company he was working for, all he could tell me was the "financial crime division" out of Memphis Tennissee. I looked that up in a google search and thats where I found this site.