Feb 14, 2016
Yes, this number is Portfolio Recovery trying to collect on a debt that is beyond the statue of limitations. They filed a lawsuit against me but my attorney advised me not to speak with them because we'll have our day in court. PR is a three trick pony, they 1) try to get you to make arrangements to pay a portion of the debt (which they profit because they buy these debts for pennies on the dollar), 2) try to reset the timer on your debt (starting with confirmation or your acknowledgement of the debt - often they have no documentation that would hold up in court), 3) use scare tactics (law suit) and win a default judgment cause they're hoping that you do not show up. Perhaps I do still owe the money to the originater of the loan but I feel I paid for that when they weren't willing to work with me and my credit was ruined, at the same time enduring countless calls and being harassed over the years. Screw PR and their BS.