Jul 8, 2016
Frankly, I would prefer to do this:
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
MRS BPO, LLC AKA MRS ASSOCIATES AKA M. R. S ASSOCIATES
Posted in: http://800notes.com/Phone.aspx/1-800-932-5573/6
http://800notes.com/Phone.aspx/1-800-932-4901
http://800notes.com/Phone.aspx/1-857-453-4412#p1064610571848745346
Web site is listed as mrsassociates.com, web page lists simply MRS with an address in New Jersey: https://www.mrsbpo.com/
The web site seems rife with shill testimonials about how wonderful these debt collectors are.
BBB gives them an A+ with 63 complaints: https://www.bbb.org/new-jersey/business-revie ... ll-nj-90025254/
Bloomberg lists the head criminals at this organization: http://www.bloomberg.com/research/stocks/priv ... ivcapid=4560308
Facebook page has pictures of some of the criminals that work there: https://www.facebook.com/pages/M-R-S-Associates/167810066567450
Looks like they have several other offices as well:
http://www.insidearm.com/daily/debt-collectio ... -200-employees/
Bizapedia has this on them in New Jersey:
Company Name: MRS BPO, L.L.C.
File Number: 0600315153
Filing State: New Jersey (NJ)
Filing Status: Unknown
Filing Date: December 1, 2007
Company Age: 8 Years, 2 Months
Principal Address: Cherry Hill, NJ 08002
And this on their address: http://www.bizapedia.com/addresses/1930-OLNEY ... L-NJ-08003.html
Other complaints:
https://answers.yahoo.com/question/index;_ylt ... rs%20associates
http://www.creditinfocenter.com/community/top ... nc-new-to-this/
http://www.ripoffreport.com/reports/directory/mrs-associates
http://complaintwire.org/complaint/xo8BAAAAAAA/mrs-associates
http://www.ripoffreport.com/r/MRS-Associates/Cherry-Hill-New-Jersey/MRS-Associates-Violated-the-Fair-Debt-Collection-Practices-Harassment-Threat-of-unintende-216717
http://mrs-bpo.pissedconsumer.com/
http://www.ripoffreport.com/r/MRS-ASSOCIATES/Cherry-Hill-New-Jersey-08003/MRS-ASSOCIATES-Rude-Call-Center-RepresentativesEven-the-SUPERVISORS-Cherry-Hill-New-Je-476419
http://www.ripoffreport.com/r/MRS-Associates/Cherry-Hill-New-Jersey/MRS-Associates-Violated-the-Fair-Debt-Collection-Practices-Harassment-Threat-of-unintende-216717
http://www.complaintsboard.com/complaints/mrs-associates-false-debt-collection-c668499.html
https://www.consumeraffairs.com/debt/mrs-associates.html
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... es/td-p/4238197
http://www.debtorboards.com/index.php?topic=10616.0
Even the employee reviews are not very good: http://www.indeed.com/cmp/Mrs-Associates/reviews?fcountry=US
Not only are these employee reviews bad, but it shows the type of people they hire are uneducated: https://www.glassdoor.com/Reviews/MRS-Associates-Reviews-E262826.htm
Looks like they get sued a whole lot:
http://www.law360.com/cases/4d9b53edadc6825cae000002
https://dockets.justia.com/docket/illinois/ilndce/1:2011cv00545/251811/
http://www.law360.com/cases/5266a85fc819cd0b0700a2ef
http://www.leagle.com/decision/20051491387FSu ... SOCIATES,%20INC.
http://law.justia.com/cases/federal/district- ... 0013/126819/37/
http://law.justia.com/cases/federal/district- ... 2303/307862/31/
https://www.gpo.gov/fdsys/pkg/USCOURTS-mied-2_10-cv-12710/content-detail.html
https://www.gpo.gov/fdsys/pkg/USCOURTS-mnd-0_10-cv-00628
http://www.law360.com/cases/4d31946cae94c2572a000058
http://www.law360.com/cases/4f675fd58e85f74b39000002
https://www.courtlistener.com/opinion/2492686/tromba-v-mrs-associates-inc/
http://www.meislik.com/cases/frias_mrs_associates/
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php