Called on the cell.  Out of my area.  Came on here and saw it's another scammer.  Blocked.

Same as above KAISER SMITH J, one minute ago. No message left

obviously a scam since I don't even own a credit card

Some people just don't have anything else to do...

THEY ARE SCAMMERS!!
This number called me and left a recorded message that said. "This is about your credit card [not identified!].  There's nothing wrong with your account, but you can lower your monthly rate to 6.9%.  Press 1 now to speak with an associate."

Since no bank or credit card was identified, was obviously a scam to get personal info or rope you into a new card.Caller: Did not identify