I only picked up because of the local area code and prefix (850-893-), which I know to be local to the city I live. I picked up but did not say anything, after a few seconds a recording stating it was Veronica from card services calling about lower rates...I hung up. The caller ID displayed the number 850-893-9373 and Billington E. A Google search returns public record and white page info to a local person with this same number. They are spoofing a local name and number trying to trick you into picking up and falling for their card member services scam.