Nov 23, 2013
First thing, how does anyone know the mystery emails come from "Cash USA", which I would guess to be a payday lender? An email header is not hard to fabricate. My guess would be the source is a slimy third party debt collector, or a hustler posing as such an agency. The FTC regards them the same when you're accused of owing some old account.
Debt collection performed legally in North America must adhere to a process in which you are given certain disclosures and a chance to dispute the debt claim. An illegal collector jumps you like a street mugger and makes idle threats, trying to distract you from the fact that you have rights. Which kind do you think this thread is describing?
FTC and CFPB material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection