lower interest rate, they never said a company name
When I asked to be removed from their calling list, the person started talking dirty to me, saying he loved me, he would pay me $1000 to ***k me.  I told him I was getting my husband, he told my husband that he ***ked me.

Trying to call back and tell them i know you are fake because I don't have a credit card

some recorded message about there is no problem with my credit card... scam!!!! don't answer

Tried to scam me just now

The same here, no message - 15 min ago... blocked