Dec 3, 2011
induction,
If you haven't already canceled the card, you should go ahead and do so. Most banks will be able to individually approve debits that are pushed through the card. Waiting leaves you open to additional misuse of the card.
This seems to me to be the smartest scam ever: take a few bucks. Most folks won't notice. If they do, tell them you'll give it back to them (and maybe even actually give it back). At which point, the CC companies and most consumers say "hey, no harm, no foul", and they go back to their work.
Has anyone actually received a refund from them?