I just received a call at work (came through the switchboard) from someone I think he said his name was James; claiming he was from the Chicago Citibank branch.  He said he was calling about a mastercard that that has a "refuses to pay" on the acct?  He stated a last name that sounds very much like mine -polish and not common.  He asked if that was me; he also had my first name.  I said no and that I didn't have a mastercard acct and what concerned me was how peculiar all this was.  He asked if I knew anyone in Lake Forest b/c they were giving out my "info"?  After I read the number 847-741-7841 back to him on the caller id - the call was disconnected.  I called the nubmer back and it's busy busy busy.  Do not take this statement offensive, this is just to help out, but I know the voice was older / african american male and sound very proper but monotone.