i received a phone call about a loan.  i had applied for some loans on line so i though it was ok.  i have received loans on line before and they turned out ok.  so i didn't think twice when they told me to purchase a moneypak card.  i was wrong now i am out of my money and they keep telling me they will send me my money back. i guess that was a expense lesson learned. if i actually get my money back i will post it and let you know.  i hope these people get caught real soon. i hate to see someone else get scammed like i did, i wouldn't wish that on anyone.  as of now i will keep praying that i can get my bills paid and that these scammers get caught and punished.