Oct 5, 2012
What I have found additionally is:
This is a common scam. Scam artists will call someone over the phone, tell him that he owes money on a loan, and try to scare or berate him into paying. It's a violation of federal law to tell someone that they will go to jail for non-payment of a debt. In addition, federal law requires that a debt collector send the debtor notices within five days after the first contact, and inform him of the right to request verification of the debt. These people didn't do any of that, so they're in violation of the Fair Debt Collection Practices Act. I've also never come across a debt collector that insisted on immediate payment via Paypal.
What he can do is send them a letter, asserting his right to receive validation of the debt. If they won't give him an address - it's certainly a scam. If they threaten to call the police, they are welcome to do so. Your son should call the police himself and report them. Under Section 805 of the FDCPA, he can also ask that they stop contacting him by phone. Here is a sample letter.
http://www.creditinfocenter.com/forms/sampleletter9.shtml
Read more: Are Cohen, burke associates legit? They called saying my son - JustAnswer http://www.justanswer.com/fraud-examiner/75qr ... l#ixzz28NAD3t2p