Got call from this number saying I had requested a loans which I did not and was told that if I did not pay money that I as well as my husband would be arrested.

Someone with some sort of foreign accent left this voice mail message: "This is Joe Conner from USA Payday Loans. This message is informing that we received your loan application, and you have been approved for a loan up to $8000. So if you are still interested to get this loan, please give me a call back on 806-839-7982. I repeat it for you. It's 806-839-7982. Please give us a call back before your application has expired. Thank you, and have a blessed day."
No, I did not apply for a loan. I almost called back to tell them I didn't apply for a loan, but I'm glad I didn't, as I see people who actually speak to them are told they have to pay money or will be arrested, etc. I think they keep changing locations/phone numbers.
I found out more about USA Payday Loan here:
http://800notes.com/forum/ta-70879abf7b05a75/ ... efinetly-a-scam
http://www.scambook.com/company/view/18918/USA-Payday-Loan

Hi
We just got a message from the same person/number on February  28th. I forwarded it to the FBI Washington field office, maybe everyone who receives such a message should call the FTC also.