i'm doing the best i can to pay this bill but these [***]'s keep on calling me non stopand it's starting to bother me

Yep, getting the same non stop phone calls, and I'm only behind $70 because I couldn't pay the late fee I owe this month.  Even after talking to them to explain the situation the calls continue.  People are doing the best they can to pay their bills, and calling 20 times a day isn't going to get you your money any faster.

Yeah, same deal as you dh - I've explained and explained and they keep calling. They don't care if you've lost your job - they just continue to hassle people.  You're right - it's not going to get them their money any faster

The answer is very simple. Don't answer calls from out of your area code unless you know the number. Google them and know who they are before you answer. By the way, I never pay late fees. As far as I am concerned, all the money I spend on tires, brakes and other necessary maintenance makes sure "their" car is roadworthy. To me, that's just their cost of doing business. Stay safe, everyone...

This makes phone number #45 for Capital One...I'm keeping a list!